Author: Fell Law Firm
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The Most Common Reasons for Commercial Insurance Claim Denials
Read more: The Most Common Reasons for Commercial Insurance Claim DenialsCommercial insurance protects businesses in the event of property damage from fires, water leaks, vandalism, and other events. It should provide the financial resources for restoring the business to pre-loss conditions while maintaining it during repair. Unfortunately, many business owners never receive this compensation. Their…
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Denial of Insurance Claims for Losses From Theft and Other Crimes
Read more: Denial of Insurance Claims for Losses From Theft and Other CrimesIf your business experiences losses because of theft and your commercial policy covers theft or other crimes, your first call should be to your insurance carrier to learn about your coverage details. Commercial theft insurers can tailor a policy to fit your type of business,…
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A Commercial Insurance Claim Denial Is Not a Cost of Doing Business
Read more: A Commercial Insurance Claim Denial Is Not a Cost of Doing BusinessIf your commercial insurance carrier denied your claim, you are not alone. Businesses regularly lose millions of dollars because of denied insurance claims. Moreover, businesses whose carriers denied their insurance claims lose more than money. They expend time and effort fighting their insurance carrier—time and…
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16 Tell-Tale Signs of Bad Faith Insurance
Read more: 16 Tell-Tale Signs of Bad Faith InsuranceTexas law requires that insurance companies owe their customers a common law duty of good faith and fair dealing. In addition, state statutes require that insurance companies that sell policies of any kind to: Be truthful about facts or provisions of a policy. In other…
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Facts About Fatal Drunk Driving Accidents in Texas
Read more: Facts About Fatal Drunk Driving Accidents in TexasSeveral fatalities caused by drunk drivers have occurred in Texas recently. In early January, the driver of a Chevy Silverado hit a stopped car, killing the 70-year-old driver. This was the Silverado driver’s fourth DWI offense, according to sheriff’s deputies. The next day, a driver…
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Bad Landlord? 5 Warning Signs You Should Look Out For
Read more: Bad Landlord? 5 Warning Signs You Should Look Out ForA bad landlord can make your daily life miserable. You can experience poor maintenance and unsafe conditions. You might even face unlawful eviction. How can you avoid landlords like this? Here are some clues that a landlord may be cutting corners and violating the law.…
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Caution: Having Health Insurance Doesn’t Always Protect You
Read more: Caution: Having Health Insurance Doesn’t Always Protect YouHaving insurance brings peace of mind. You don’t need to worry about getting sick or being injured. Until that is, the insurance company denies your claims. At that point, your peace of mind can quickly become a nightmare. 6 Reasons Health Insurance Companies Deny Claims…
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Top 5 Tactics Used by Insurers to Avoid Paying Claims
Read more: Top 5 Tactics Used by Insurers to Avoid Paying ClaimsDespite the marketing they do to make you think that they care, many insurance companies will use every trick in the book to delay paying your claim. In fact, some of America’s biggest and most well-known insurance companies regularly and purposely delay payments, deny claims…
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How to Handle Talks With Insurance Adjusters After a Car Accident
Read more: How to Handle Talks With Insurance Adjusters After a Car AccidentYou will get a call from your insurance company or the other driver’s company after a car accident. When you speak with the insurance adjuster(s), be very cautious. The adjusters can use anything you say to delay, deny or complicate your claim. Insurance companies are…
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Federal Compliance in the Wake of Natural Disasters
Read more: Federal Compliance in the Wake of Natural DisastersAfter what seems like an endless stream of storms and natural disasters from one coast to the other, federal agencies are relaxing compliance and enforcement rules while everyone catches their breath. Title V of a new law, H.R. 3823, Pub. L. 115-63 covers emergency use…
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The power of a paper trail in a landlord-tenant lease
Read more: The power of a paper trail in a landlord-tenant leaseLeases of property in Texas, such as a house or apartment, are very common. When problems arise and either party is unhappy, a landlord-tenant issue may head to court. When that happens, a tenant will want pre-existing proofs of what the arrangement was, to support…
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Understanding depreciation and cost of damage
Read more: Understanding depreciation and cost of damageWhen Texas residents incur property damage, they may naturally assume that their insurance company will cover the damage. What people may not realize, though, is that they are responsible for determining the cost of the damage their property has incurred. It is important for people…
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