Category: Bad Faith Insurance
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With Storm Season Here, Texans Should Know Insurance Truths
Read more: With Storm Season Here, Texans Should Know Insurance TruthsPeople all across the country, and here in Texas specifically, see the segments every night on the evening news. Severe weather causes damage all over this time of year. Tornadoes, heavy rain, strong winds and hail create dangerous conditions—and storm damage to people’s property. Just…
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Do You Have a Valid Bad Faith Insurance Case?
Read more: Do You Have a Valid Bad Faith Insurance Case?When the unknown happens around you and your family, you should be able to rely on your insurance company to hold up their end of the deal. Sometimes, insurance companies deny or delay valid claims, also known as acting in bad faith. What Does Bad…
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When Your Health Insurance Company Won’t Pay For Your Care
Read more: When Your Health Insurance Company Won’t Pay For Your CareIf your insurance company notifies you that it won’t pay for care that your doctor says you need, it can be frightening. It’s almost overwhelming to think about trying to fight them. You’ve paid for insurance and worked hard to make payments on-time. Health insurance…
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Commercial Insurance and Smoke Damage: Is It Covered?
Read more: Commercial Insurance and Smoke Damage: Is It Covered?Have you experienced smoke damage due to a fire within your commercial business? Or, did a fire in the business next door cause smoke damage to your property? If so, you might be wondering if your commercial insurance policy will cover proper cleaning and maintenance.…
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What Do You Get If Your Bad Faith Insurance Claim is Successful?
Read more: What Do You Get If Your Bad Faith Insurance Claim is Successful?Insurance companies will accept your premium payments with a smile, but when it comes time for them to actually handle a claim on your behalf, that smile quickly disappears. Their communication with you drops off, long delays become the norm, and you feel like you…
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When Your Insurance Company Doesn’t Treat You Fairly
Read more: When Your Insurance Company Doesn’t Treat You FairlyWhen you buy insurance for your business or for your home or car, you expect your insurance company to honor the terms of your policy. If you pay for insurance protection, you expect the insurance company to pay when you must make a claim. The…
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Life Insurance Denial Creates Stress in an Emotional Time
Read more: Life Insurance Denial Creates Stress in an Emotional TimeFollowing the loss of a loved one, you are living in a new world. It is a world without that long-time companion. It is a world without your spouse, a world without the father of your children. And at a more logical level, it is…
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3 Signs Your Insurance Company Just Wants You To Go Away
Read more: 3 Signs Your Insurance Company Just Wants You To Go AwayInsurance companies often foster reputations for being less-than-generous or downright stingy. Unfortunately, you can’t entirely foresee how some businesses will treat you when you turn to them for help, including your insurance provider. It’s not until you must make a claim that you find out…
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The Most Common Reasons for Commercial Insurance Claim Denials
Read more: The Most Common Reasons for Commercial Insurance Claim DenialsCommercial insurance protects businesses in the event of property damage from fires, water leaks, vandalism, and other events. It should provide the financial resources for restoring the business to pre-loss conditions while maintaining it during repair. Unfortunately, many business owners never receive this compensation. Their…
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Denial of Insurance Claims for Losses From Theft and Other Crimes
Read more: Denial of Insurance Claims for Losses From Theft and Other CrimesIf your business experiences losses because of theft and your commercial policy covers theft or other crimes, your first call should be to your insurance carrier to learn about your coverage details. Commercial theft insurers can tailor a policy to fit your type of business,…
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A Commercial Insurance Claim Denial Is Not a Cost of Doing Business
Read more: A Commercial Insurance Claim Denial Is Not a Cost of Doing BusinessIf your commercial insurance carrier denied your claim, you are not alone. Businesses regularly lose millions of dollars because of denied insurance claims. Moreover, businesses whose carriers denied their insurance claims lose more than money. They expend time and effort fighting their insurance carrier—time and…
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16 Tell-Tale Signs of Bad Faith Insurance
Read more: 16 Tell-Tale Signs of Bad Faith InsuranceTexas law requires that insurance companies owe their customers a common law duty of good faith and fair dealing. In addition, state statutes require that insurance companies that sell policies of any kind to: Be truthful about facts or provisions of a policy. In other…
